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You will have the opportunity to reserve your preferred suite with a $1,000 non-refundable fee. This is done through an “Early Planning Agreement”. This fee will be applied to your purchase at the time of closing.
Within 15 days of completing an “Early Planning Agreement, you must complete a Purchase Agreement. At the time you enter into a Purchase Agreement, you will also be required to remit the required deposit (see below).
During the “Early Planning Agreement” process, GST will be calculated at a full 5%. When you enter into a Purchase Agreement for a primary residence, the “Developer” will apply for the 1.8% GST rebate on your behalf and the contract purchase price will be calculated with the GST at 3.2%. For non-owner/occupiers, the GST calculation will remain at 5%.
If you require, your 5% down payment can be split into 5 payments (less the $1,000 Early Planning Agreement fee). The balance is paid in equal amounts over 5 payments, to be provided for the 1st or 15th day of the calendar month, beginning at the time you enter into a Purchase Agreement. There will be an administrative fee of $100 per payment for this program.
|Purchase Price of Suite||$147,900.00|
|Purchase Price with 3.2% GST||$152,632.80|
|5% Deposit less $1,000 EPA Fee||$6,631.64 (deposit balance)|
|5 monthly payments of deposit balance: $6,631.64 / 5||$1,326.33 plus $100 administrative fee per month|
All purchasers will need to finalize their own financing as per their needs and qualifications. The Carlisle Group offers preferred lenders who will assist you at no charge with your financing needs. They have prepared special mortgage packages just for our projects, offering discounts on posted long term rates. The best part is, once you lock in your rate with them, in many cases they can hold it for you for in some cases up to 18 months. If you are planning to purchase a suite in one of our projects, we encourage you to speak with one of them.
If you are purchasing the suite as a second home or investment property, at the time you enter into a Purchase Agreement (Contract) you will be required to make a minimum 15% deposit. If you intend to purchase more than one suite, each Contract will require a 10% deposit.
We do not offer realtors who represent the purchaser or themselves as a Realtor/purchaser, a referral fee or commission.
Our projects have state of the art wired suites, with fibre optic cabling to each building and Cat5e wiring to every room. Each suite will have an in-home network terminal with high speed Internet and digital TV.
Your suite comes with either the
Telus Future Friendly home package which includes:
Shaw Welcome Home Package which includes:
* Shaw will make the first 12 months of payments under the Easy Own Program; the customer will then be responsible for the remaining 24 months of payment.
Interior color palette package options will be made available from our interior design professionals for you to choose from, closer to the start of construction. Available upgrade packages will be clarified at that time and 10% of the total cost of the upgrades chosen will be due at the time of selection. Please ask your sales representative for further information.
On mortgage financing of 95%, CMHC insurance fees of 3.15% will be added to your mortgage. For exact percentages see the CMHC web site.
Effective June 1st, 2015, the mortgage loan insurance premium for homebuyers with less than a 10% down payment will increase by approximately 15%.
Legal fees and registration costs of approximately $800 to $1,100 will also be due at possession and those fees should be discussed with your lawyer.
At the time that you complete your Purchase Agreement, Carlisle Group will provide you with a special offer which will substantially reduce your Legal Fees should you choose to take advantage of it.
Estimated monthly condominium fees are based on historical figures for similar projects. They include water, heat, building maintenance, grounds maintenance, insurance, reserve fund for long term expenditures, plus third party management fees and will be approximately 35-40 cents per square foot.
Annual property taxes are approximately 0.75% of the property value.
One Dog or One Cat, no two animals. All animals must weigh less than 33 lbs or 15 kgs.
Unit sizes disclosed in marketing drawings are measured from the outside face of the exterior walls (excluding the thickness of the exterior cladding, for example: the stucco, siding and brick), the corridor face of the corridor walls and the center of the party walls (the wall between units). This is consistent with industry standards.
The surveyor may use a different method of measurement for the Condominium Plan registered with the City. Municipal tax authorities may also use a different method of determining the size of a unit.
The estimated unit factors (used to determine your condo fees) and square footage of the purchased unit may change slightly upon actual measurement by the surveyor following completion of construction.
Please feel free to contact one of our sales representatives or our corporate Sales Office at
Phone: (403) 571-8426
We will be happy to answer any additional questions you may have.